Air Conditioning Financing — Two Trusted Lenders
We work with Synchrony and FTL Finance so more homeowners get approved — with payments that actually fit the budget.
Pick the lender that fits you
Typical promotional rates run 5.99% APR and 9.99% APR, with 0% APR available for well-qualified buyers on select projects. Final rate and term depend on credit approval.
Best for strong credit & promo plans
- One of America's largest consumer-finance lenders
- Promotional plans including deferred-interest options
- Fast online decision — usually in minutes
- No prepayment penalty; pay it off any time
- Manage your account 24/7 at mysynchrony.com
Best when credit is bruised or thin
- Approvals based on your full financial picture — not just FICO
- Second-look program for buyers turned down elsewhere
- Simple application, fast decisions
- No prepayment penalties
- No default rate or hidden penalty APR for a missed payment
Financing is subject to credit approval. 0% APR available for well-qualified buyers on select projects only. Promotional rates of 5.99% and 9.99% APR are examples; actual rate, term, and minimum payment depend on creditworthiness and the plan you're approved for. Not sure which to pick? Just call — we'll help you choose.
**Important about the Synchrony application: the online application is for pre-approval only. Synchrony's form will show a standard ~26.99% APR credit card — that is not the rate you'll pay. Once you're pre-approved, we enroll your purchase in one of our promotional plans (0%, 5.99%, or 9.99% APR) on our side. Don't let the application screen scare you off — call us if you have any questions.
Questions About Financing?
Call and we'll walk you through both options — no pressure, no jargon.
(210) 600-5091