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SEER Ratings Explained

Choosing the Right AC Efficiency for San Antonio Homes

August 3, 2025 12 min read

SEER ratings are like MPG for your car – they tell you how efficiently your AC uses electricity. But unlike cars where higher MPG is always better, the "best" SEER rating depends on your specific situation, budget, and how long you plan to stay in your home.

This guide breaks down everything you need to know about SEER ratings in plain English, helping you make the smartest choice for your San Antonio home without overspending on efficiency you don't need.

What Exactly is SEER?

SEER = Seasonal Energy Efficiency Ratio

It measures cooling output (BTUs) divided by energy input (watts) over an entire cooling season.

Simple Translation: Higher SEER = Lower electric bills

SEER vs SEER2 (New 2023 Standard)

SEER (Old Testing)

  • • Used until 2023
  • • Less realistic testing conditions
  • • 14 SEER minimum (South)

SEER2 (New Testing)

  • • Required since 2023
  • • More accurate real-world testing
  • • 15 SEER2 minimum (South)

Note: SEER2 ratings are about 4.5% lower than old SEER for the same unit

SEER Rating Categories & Costs

14-15 SEER (Minimum Legal)

Best For:

  • • Tight budgets
  • • Rental properties
  • • Planning to move soon

Costs:

  • • Unit: $3,000-4,500
  • • Summer bill: ~$380/month
  • • 10-year cost: $19,800

Meets code but highest operating costs

16-18 SEER (Sweet Spot)

Best For:

  • • Most homeowners
  • • 5+ years in home
  • • Balance of cost/savings

Costs:

  • • Unit: $4,500-6,000
  • • Summer bill: ~$320/month
  • • 10-year cost: $17,400

Best value - saves $2,400 over 10 years vs minimum SEER

19-21 SEER (High Efficiency)

Best For:

  • • Large homes (3000+ sq ft)
  • • Run AC year-round
  • • Environmental priority

Costs:

  • • Unit: $6,000-8,000
  • • Summer bill: ~$285/month
  • • 10-year cost: $17,100

Great savings but longer payback period

22+ SEER (Ultra Premium)

Best For:

  • • Luxury homes
  • • Maximum comfort priority
  • • Money no object

Costs:

  • • Unit: $8,000-12,000
  • • Summer bill: ~$250/month
  • • 10-year cost: $18,000

Diminishing returns - features matter more than efficiency

SEER Recommendations for San Antonio

San Antonio Climate Facts:

  • • AC runs 8-9 months per year
  • • 100°F+ days: 20-30 annually
  • • Average summer bill: $350-450
  • • Cooling accounts for 70% of summer electric use

Our Local Recommendations:

Best Overall Choice: 16-17 SEER

Perfect balance for San Antonio's long cooling season. Pays for itself in 4-5 years.

Large Homes (2500+ sq ft): 18-20 SEER

Higher cooling loads justify the extra investment. Variable speed provides better comfort.

Small Homes/Condos: 14-15 SEER

Lower cooling needs mean longer payback on high SEER. Invest in proper sizing instead.

Real Cost Analysis: 2,000 sq ft Home

SEER Rating Unit Cost Annual Electric 5-Year Total 10-Year Total
14 SEER $4,500 $2,280 $15,900 $27,300
16 SEER $5,500 $1,995 $15,475 $25,450
18 SEER $6,500 $1,773 $15,365 $24,230
20 SEER $7,500 $1,596 $15,480 $23,460

*Based on $0.12/kWh, 3-ton system, 2,000 cooling hours/year

Beyond SEER: Other Important Features

Variable Speed Technology

More important than SEER alone:

  • • Better humidity control
  • • Quieter operation
  • • More consistent temperatures
  • • 40% more efficient at part load

Two-Stage Cooling

Runs at 70% capacity most times:

  • • Longer, more efficient cycles
  • • Better dehumidification
  • • Reduced wear and tear
  • • Worth 2-3 SEER points

Proper Sizing

More critical than SEER:

  • • Oversized = short cycling, humidity
  • • Undersized = runs constantly
  • • Demand Manual J calculation
  • • Can save 20% alone

Quality Installation

Poor installation ruins efficiency:

  • • Proper refrigerant charge
  • • Sealed ductwork
  • • Correct airflow
  • • Worth 30% efficiency

Quick Decision Guide

Answer These Questions:

How long will you stay in this home?

• Less than 3 years → 14-15 SEER

• 3-7 years → 16-17 SEER

• 7+ years → 18+ SEER

What's your average summer electric bill?

• Under $300 → 14-15 SEER

• $300-450 → 16-18 SEER

• Over $450 → 18+ SEER

What's your home size?

• Under 1,500 sq ft → 14-15 SEER

• 1,500-2,500 sq ft → 16-18 SEER

• Over 2,500 sq ft → 18+ SEER

Common SEER Myths Debunked

Myth: "Highest SEER is always best"

Truth: After 20 SEER, you're paying for features, not efficiency savings.

Myth: "SEER rating guarantees savings"

Truth: Poor installation can negate 30% of rated efficiency.

Myth: "All 16 SEER units perform the same"

Truth: Build quality, features, and warranty vary greatly by brand.

Myth: "SEER2 units are more expensive"

Truth: It's just a new testing standard, not different equipment.

2025 Rebates & Tax Credits

Available Incentives:

  • Federal Tax Credit: 30% up to $2,000 for 16+ SEER2
  • CPS Energy Rebate: $300-600 for 16+ SEER
  • Manufacturer Rebates: $200-1,000 seasonal offers
  • ENERGY STAR: Additional $100-300 for certified models

Total Possible Savings: Up to $3,900 on qualifying systems

Get Your Perfect SEER Match

FREE efficiency analysis & honest recommendations. Save $3,000 vs the overpriced giants!

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